hodler

6 May 2026, 16:27

Hoskinson Claims Flare Attacks Cardano for Attention

Cardano founder Charles Hoskinson and Flare Networks CEO Hugo Philion have engaged in a heated public feud.

5 May 2026, 16:30

Solana Exec Says XRP War Is Over, But Who Won?

Solana executive Vibhu recently alluded to content about how the war with XRP was over. This follows the integration of the wrapped XRP (wXRP) on the Solana network, which the Solana executive indicated is a positive for the crypto space. Solana Exec Spotlights XRP War As Being Over In an X post , Vibhu stated that XRP being on Solana was greater than both tokens being pitched against one another. This came as he shared a video from the XRP Las Vegas conference that included an ad for XRP’s integration on SOL, with the content describing the war between the two ecosystems as over. The ad notably included comparison articles of XRP vs. Solana , with both tokens and their ecosystems frequently put side by side. XRP currently ranks as the fourth-largest crypto asset by market cap ($86.5 billion), while SOL isn’t far behind, with the token 7th at a market cap of $48.9 billion. It is worth noting that XRP has seen significant demand since the launch of wXRP on the Solana network last month. Solscan data shows that the wrapped token currently has a circulating supply of 830,648 with 1,125 holders. However, this is still well behind the circulating supply of 50 million wXRP on the Ethereum network , although wXRP launched on ETH last year. The XRP community has largely welcomed the integration of XRP into the SOL network. However, XRP Ledger (XRPL) validator Vet once warned that issued assets have real counterparty risk. He noted that wXRP is an issued asset and that while it is great to get XRP exposure on SOL this way, it doesn’t come close to holding native XRP through self-custody from a risk point of view. As such, he urged investors to know what they hold. SOL And XRP Going Head-To-Head In Tokenization Race Amid XRP’s integration on Solana , Solana and the XRPL are competing for dominance in the tokenization race. RWA.xyz data show that the XRP Ledger is currently ahead of SOL in total RWA value across both networks. The XRPL has a total RWA value of $3.5 billion, up over 79% in the last 30 days. Meanwhile, SOL’s total RWA value stands at $2.5 billion, up over 14% in the last 30 days. However, both the XRP Ledger and Solana are still behind Ethereum, which has a total RWA value of $16.7 billion. Despite this, Flare Network’s founder, Hugo Philion, recently opined that the XRPL could be highly successful in RWA issuance. He explained that this could happen because the XRPL has the best distribution channel among the chains in the U.S., Japan, and Korea. As such, Philion believes that asset issuers seeking distribution will naturally choose the XRPL.

2 May 2026, 13:30

XRP Analyst Breaks Down Your Earnings If Deposited For Yield

Crypto analyst Iso Ledger has warned XRP investors and holders to take a closer look before depositing funds into earnXRP , a new yield product tied to Upshift and the Flare Network. While others discuss the possibility of earning steady passive income through this new system, Iso Ledger shows more caution. In a recent breakdown, the analyst explained what happens when a holder deposits their XRP, focusing on fees, expected returns, and the risks involved. EarnXRP Shows Slow Returns And High Fees In an X post on April 29, Iso Ledger explained that while earnXRP may look attractive and profitable at first, the yield system is riddled with issues that delay actual returns and introduce high costs for XRP holders . The analyst showed that before any yield is earned, users already lose a portion of their XRP through multiple fees built into the process. To show this, Iso Ledger broke down each step that occurs and the exact costs involved when holders deposit 1,000 XRP. He noted that the process starts by converting XRP into FXRP, a wrapped version on the Flare Network. He stated that just minting XRP to FXRP takes a small fee cut of about 0.5-1%. After that, users have to deposit their 1,000 XRP into the Upshift vault, which takes another fee, leaving them with only 993 FXRP. On top of that, there is a network and service fee of about 1.149875 XRP. Moreover, when it’s time to exit, users also face a redemption fee of about 0.5%. Altogether, the total round-trip cost comes to about 13 XRP on a 1,000 XRP deposit. Iso Ledger compared this cost to the expected yield for earnXRP . While the vault claims to target returns as high as 10%, he noted that a more realistic estimate placed profits at only 4% a year. This would mean users gain only about 40 XRP annually on a 1,000 XRP deposit. Based on this, the analyst said it would take holders roughly four months just to recover the initial fees before they see any real profit. Iso Ledger also noted that increasing the deposit size does not change this result. Whether a user deposits 1,000 or 10,000 XRP, the percentage fees stay the same. He also added that the break-even timeline remains unchanged, and larger deposits still face the same delay before users turn any profit. Risks Tied To EarnXRP Smart Contracts And System Structure Beyond fees and potential returns, Iso Ledger highlighted several risks tied to EarnXRP. He explained that the system runs on smart contracts, which can sometimes have bugs or be targeted by hackers and bad actors. He also pointed to the risk of impermanent loss, where changes in market conditions can cause the value of a user’s funds to drop while they are locked in the system. Iso Ledger also noted that EarnXRP carries trade risks when users borrow and deploy assets across markets. If the price gap between those markets gets smaller, returns can drop. To top it off, withdrawals on EarnXRP can take up to 72 hours, meaning users may not be able to access their funds quickly enough. He raised another concern, noting that because FXRP is a wrapped asset, it depends on a bridge system. Iso Ledger claimed this dependency adds another layer of risk for XRP holders , as bridges have been known weak points in crypto systems. This concern echoes past incidents like the Kelp DAO exploit , where over $290 million worth of restaked Ether was stolen after a hacker exploited weaknesses in the rsETH bridge used by the protocol. Furthermore, Iso Ledger added that after publicly auditing Upshift one week ago and sending five questions, only one response was made so far, “on it,” showing a lack of clear communication and transparency. He said he would rather wait for XLS-66d, an upcoming upgrade that could offer similar yield options directly on the XRP Ledger without needing wrapped assets or bridges.

23 Apr 2026, 20:00

An Opening For Ripple: Why XRP Is Set To Dominate This Crypto Sector

Ripple’s XRP is being touted as the missing piece that could lead the next major wave of transformation in the crypto sector. According to a market expert, XRP may play a key role in accelerating decentralized finance (DeFi) adoption and potentially challenging the dominance of traditional finance (TradFi) systems. This view ties into a long-standing debate in the financial sector about whether DeFi could realistically compete with, or even replace, traditional banking structures . How Ripple’s XRP Could Transform The Crypto Sector In a recent X post, Vet, an XRP Ledger (XRPL) dUNL validator, said that the decentralized finance sector still has a long way to go before it could completely replace or take over traditional finance systems. He noted that XRP is well-positioned to play a leading role in this transition by challenging the structural limitations in the TradFi space. Vet’s remarks underscore clear flaws within the traditional finance sector. As DeFi continues to evolve, it has increasingly exposed the inefficiencies and constraints of conventional banking systems, including slow settlement times, high transaction costs , and restricted cross-border accessibility. Against this backdrop, Ripple’s XRP could serve as a potential bridge asset as the shift from TradFi to DeFi continues. The token is widely recognized for its use in cross-border payments and liquidity provisioning, positioning it as a key intermediary in reshaping how value flows across global financial systems. Supporting his argument, Vet stated that XRP was built with a superior protocol design and stronger high-value use cases , setting it apart from other DeFi projects and digital assets. He further explained that these structural advantages make the cryptocurrency more suitable for real-world financial applications that could help DeFi replace TradFi. Concluding his post, he noted that the market is not fully prepared for this inevitable shift, underscoring his confidence in XRP’s position within this broader financial transition. Flare Co-Founder Pushes Back Against Ripple’s XRP Claims Responding to Vet’s statements, Flare Network co-founder Hugo Philion pushed back against claims that the XRP Ledger has superior protocol design choices. He described Vet’s remarks as “grave dancing,” implying that it was basically mocking other protocols’ shortcomings while celebrating XRP’s perceived advantages. However, while Philion reaffirmed that he remains a strong supporter of both XRPL and XRP, he criticized the tone of Vet’s comments, calling them “extremely unseemly,” given that several protocols have had issues and bugs when deployed on the XRP Ledger. Furthermore, he emphasized that claims of superior protocol designs should be made only after those systems have been proven at scale and tested in real-world conditions . Until then, he argued that such judgments remain premature. Vet countered Philion’s argument, stating that the Flare Network co-founder had completely missed his point. He explained that Ripple’s XRP Ledger is designed to sacrifice certain upside opportunities for reduced downside risk seen in other ecosystems. He stated that XRP avoids “multiplicative risk composability via smart contracts and no staking.” Vet also rejected the grave dancing label, saying he was only describing the protocol’s structure, which he believes is superiorly designed for financial applications. He noted that the upcoming XLS-66 upgrade is a perfect example of this structural design he referred to.